Paylater.ng Review: Get 10,000 naira loan without collateral

After using playlater.ng service twice, I think it worth sharing my honest review with you guys. If you are a monthly salary earner like me facing some minus financial difficulty a week or two before you get your salary, paylater.ng is for you.

If you are a regular businessman, and you have been awarded deal or a task that requires you to buy material or tools for the job, but you don’t have complete money, paylater loan is for you. Are you still doubt that paylater.ng is not legit? Read on and thanks me later!

If you are a family man or woman working for the government (a civil servant) or private sector, and you suddenly run in short of cash to stock up food for your family before the end of the month, paylater loan is for you.

If you think 10,000 naira is too small for you, do me a favor by walking up to any bank within your vicinity and request for a token like 2,000 naira without collateral, then you will surely come back here and start asking me for the link forgetting that the link is already in front of you. *LOL*

What is Paylater.ng?

Paylater.ng is an online banking platform that helps you say goodbye to unnecessary paperwork before requesting for the loan in the bank and also save you the depression of not getting the loan as the result of no collateral. All paylater need from you is to request for your desired loan(though not exceed 10,000 naira), introduce yourself and gets the review in a minute, see the money in your account and finally, repay your loan later depending on how long you chose.

Also Read: Wesabi.com Review: Creative Opinion

How to get 10,000 naira loan without collateral

It’s easy and simple to get a loan of 10,000 naira now in Nigeria without collateral usingpaylater.ng platform. Just follow the below steps and if you don’t get your 10,000 naira loan in less than 30 minutes, buzz me using the comment box. But remember, it’s mandatory that you’ll need an active facebook account in order to qualify for the loan.

Here we go……

1. Launch your browser (Mozilla, Chrome or Internet Explorer).

2. Inside the URL text box, type paylater.ng and press ENTER on your keyboard or SEND button if you are using Smartphone.

3. A paylater home page will display. But noted that some mobile browsers are not supported and as of the time of writing this review, opera mini was not supported on my blackberry phone.

4. Make use of the sliding bars to choose your desired amount. Example; N1, 000, N5, 000 or N10, 000.

5. How long do you want the loan for? i. Select either the 15 days if you have less than two weeks to get your salary or balance of your job. ii. Select 30 days if you are expecting your salary or balance of your job in three weeks time. iii. Remember, N1, 000 + N150 = N1, 150 | N5, 000 + 750 = N5, 750 | N10, 000 + N1, 500 = N11, 500. Paylater charges are N150, N750, and N1, 500 respectively for 15 days loan request. iv. While they charge N300, N1, 500 and N3, 000 respectively for 30 days loan request. Are you done?

Also Read: Nawhere.ng: Solution to where and how to get fuel without stress

6. If yes, now click on APPLY FOR A LOAN and wait for Get Started with Paylater window to display.

7. Like I said earlier, you need an active facebook account in order to qualify this stage. If you have the facebook account already, click on CONNECT WITH FACEBOOK and wait for a new window to display.

8. Which redirected you to your facebook page, click OK.

9. Confirm that your facebook names match with the names on your bank account, and then click YES.

10. Fill the required info and click on VERIFY PHONE NUMBER.

11. Enter code sent to your phone and click COMPLETE PHONE VERIFICATION.

12. Fill the registration form and click on COMPLETE PROFILE.

13. Fill the next form to complete your bank info and click on VERIFY BANK INFORMATION.

14. And follow up the final screen instruction which you need to fill where you work and how much you earn monthly, etc

15. Wait to receive the alert.

Recommended: Nawhere.ng Review: Creative Opinion

16. And also, don’t fail to repay your loan so that you can request next time you are in need.

After you are done, come back here and share your experiences with us. Or do you know any other online banking platform that offers loan worth more than 10,000 naira without collateral? Please use the comment box and share the gist with us. BOOOOOM!!!!!